Rebirth is a mystic process of cosmos where one past Desire gives rise to the new opportunity for new birth ( Astrologically Rahu and Kama Trikona houses seen for all desires of pasts and presents), even this desire also responsible for falling into a cycle of birth and death and numerous new karma. The more we work to acquire the object of our desires, more it produces the new karma, it can be fruitful or painful too. All these desires are responsible for a birth cycle and responsible for taking birth after birth to reap the fruits of our karmas, this is what called the law of karma.
The wheel of life cycle keeps continues until the soul (Jivatma) has Karma attached to it. The cycle of birth, life, and death will keep continuing in a process of cosmos until all the Karma is fully consumed (when Sanchit goes to zero- No Debit, No Credit - State of Moksha- Seen via 9th and 12th house and the strength of the AK). As per the Cosmic laws, when the revolution of the wheel of life is completed, a new process of life begins again with new karma and rebirth cycle. This is how divine is maintaining the law of birth cycle and how actually Karma works with every birth we take in a physical body. "Many of those Karmas leads us in the journey of life to life, from the first manifestation as an amoeba to the last manifestation the 8.4 millionth manifestations."
The process of rebirth continues until there is balance in the Karmic account. The soul is liberated from the karmic bondage when the Karmic balance is consumed totally (i.e Sum total will be zero, Soul will be liberated from the cycle, will get Moksha from the process- astrologically Karka Sign Pisces and Ketu in 12th from Karka-amsa seen for getting moksha, but it is more of general rule, holistic chart analysis required, though there is no science which can reveal about moksha of the soul, it is totally in the hands of the supreme divine, astrology is only a tool which can give us clue to understanding the karmic cycle of the soul).
How Karmic account balance is maintained?
The accumulated result of all actions from all our past lifetimes is called "Sanchita Karma". The interesting part is how this account of Karmic Credit/Debt is maintained. It is never maintained as a total net balance (as done in the case of a bank account) but always stored as a separate account of Credit and Debit that never cancels each other, for each soul.
Types of Karma
Karama is a Sanskrit word springing from the root “Kri” - “to do” or “to make” or more simply, “action”. The deeper meaning of Karma can be described as an infinite chain of the results of an action that is perceived and performed. Karma is a concept of wisdom, based on the Ancient Vedas and Upanishads, which explains a system where beneficial events are derived from past beneficial actions and harmful events from past harmful actions, creating a chain of actions and reactions throughout a person's reincarnated lives.
When we talk about “Our Karma” we’re talking about the actions we’ve “sown” or performed in the past (including our past lives) that are the cause of what we “reap” in our current life situation. This either becomes our Karmic Burden or Karmic Baggage or our Karmic Blessing depending on whether we’ve performed positive or negative actions in the past.
Every action, either physical, emotional or mental, every movement occurring either on the plane of gross matter (School am) or on the astral planes (Sookshma), causes an emission of Energy. In other words, it produces a Seed.
Being a Seed, Karma fructifies or does not fructify immediately after it is sown. The innumerable Karmic Seeds we produce by our various actions - desire, aversion, love, hatred, happiness, etc. will undoubtedly produce, sooner or later, a positive or negative result according to the nature of the seed, if not in this life, then in some future one.
The Vedas propound, “Here they say that a person consists of desires. And as is his desire, so is his will. As is his will, so is his deed. Whatever deed he does, that he will reap.”
Karma should not be confused with Fate. Fate is the notion that man’s life is preplanned for him by some external power, and he has no control over his destiny. Karma, on the other hand, can be corrected. Because man is a Conscious Being and he can be aware of his Karma and thus strive to change the course of events, with the help of superior powers.
Some karma can be changed and some cannot.
When you prepare halwa, if sugar is less or ghee is less, water more or less, it can all be adjusted, repaired. But once sooji is cooked, it cannot be reversed.
If the buttermilk is sour, milk can be added, salt can be added to make it drinkable. But it can never be reversed back to milk.
Prabdha karma cannot be changed. Sanchita karma can be changed by spiritual practices. Listening and practicing spiritual practices (i.e Meditation, Tapa, Japa and Homam ) with learned spiritual gurus can burn the seed of all negative karma.
When you praise someone, you take on their good karma. When you blame someone you take on their bad karma.
Know this and surrender both good and bad karma to the Divine and be free.
To live a good and happy life, every man should have a comprehensive understanding of God’s Cosmic System (law of Karma), and its operations. If a man acquires this karmic knowledge and puts it into practice, then he can pull on in this world smoothly and happily. He can utilize the helping forces to serve his ends in the best possible manner. He can neutralize the hostile or antagonistic currents. Just as the fish swims against the current, so also he will be able to go against the hostile currents by adjusting himself properly and safeguarding himself through suitable precautionary methods. God helps those (to some extent) who understand and apply the law of Karma in their life.
In absence of knowledge of the functioning of God’s Cosmic System (Law of karma), man becomes a slave (of his desires). He is tossed around here and there helplessly by various currents in his present life. Various hostile forces (generated because of his past actions) drag him in different directions. He drifts like a wooden log in a river. He always leads a miserable and unhappy life even if he has all the wealth and possessions in this world.
The Three Levels of Karmic Magnitude
In addition to the four kinds of karma, there are three levels of magnitude to any given karma. Karma can be fixed/strong or non-fixed/weak, or a combination of the two. If the karma is strong then the predetermined event will almost certainly happen. If the karma is weak then it may be relatively easy to avert it. The three levels of magnitude are
karmic strenght ------ defination
Adridha A flexible karma we can change with little effort
Dridhadridha Karma we can change with little self effort
Dridha A Karma which can not be change by effort its only change by god blessing
Astrologically Fixed, Mixed and Unfixed karma's are categorized into Dashas and transits.
1. Fixed karma (Dridha - Dasha System ) This is karma that cannot be changed by any effort on our part. Only the grace of God can alter fixed karma (Dridha).Dashas in Natal or Divisional charts( i.e Vimsotri, Rasi or Nakashtra based dashas) indicates what is definitively going to happen in your destiny which cannot be changed is Dridha Karma or fixed Karma's.
2. Mixed karma (Dridha/Adridha) This is karma that can be changed but only with substantial effort. These are those Karmas which may or may not fruity.
3. Non-Fixed karma (Adridha - Transits of Planets) This is karma that can be easily changed with some effort. Transit of Planets in your Natal or Divisional charts indicates those karma's which can be changed by some efforts. these results may or may not happen if it is not in your destiny.
The Four Types of Karma
Karma is primarily of four kinds:
1.Sanchita Karma (9th, 1st, and 5th house): (Sum Total Karma or "Accumulated actions")
Sanchita Karma is the vast store of piled-up Karma accumulated in the preceding and in all other previous births and yet to be resolved, it is the accumulated result of all your actions from all your past lifetimes and from the current lifetime till this moment. This Sanchita Karma is our total Karmic debt (combination of Karmic Credit and Karmic Debt.). In other words, it is the aggregate sum of yet unseen Karmas committed during innumerable previous existences.Every moment of every day we are adding to the account by performing a Good or Bad Karma.This is your total cosmic debt. Every moment of your every day, you are either adding to it or you are reducing this cosmic debt. It is waiting to be fulfilled in your future births. We also reduce Karma balance from our account sometimes (Those rare moments in a day when we are doing meditation, spiritual practice, selfless service etc.)
So unless and until the Sanchita Karma of a Soul is zeroed, it keeps on birthing in new physical bodies, in order to exhaust its balance of Sanchita Karma. This is your total cosmic debt. Every moment of every day either you are adding to it or you are reducing this cosmic debt.
Astrologically Sanchit Karamas are Stored Karamas which can come at any time to surprise the life progress and actions. Grand trines( 1, 5 and 9th) are mainly seen for Sanchit karamas which indicates how life progress and how dharma progress in our current life because of the punyas of the past life.
2. Prarabdha Karma ( 6th house and 6th Lord ): ( Fructifying Karma or "Actions began; set in motion" or Arrows in Flight)
That portion of the Sanchita Karma destined to influence human life in one or the present incarnation is called Praarabdha. This is a portion of your "sanchita" Karma being worked on in the present life. That is part of one’s Sanchita Karma which must be worked out in the present life (no options).It is a collection of total past karmas, which are ready to be experienced through the present body (incarnation). Because the law of Karma implies determinism in human activities, Prarabdha is often translated as destiny. When you work down your agreed upon debt in this lifetime, then more past debts surface to be worked upon in the next birth.
In other words, Praarabdha Karma is Karmic Template (of that portion of Sanchita Karma) that is ripe enough to be experienced by you and allotted for this lifetime for you to work on. If you work down your agreed upon debt in this lifetime, then more past debts will surface to be worked on. And that much Sanchita Karma gets dissolved.
According to Sri Swami Sivananda: "Prarabdha is that portion of the past karma which is responsible for the present body. That portion of the sanchita karma which influences human life in the present incarnation is called prarabdha. It is ripe for reaping. It cannot be avoided or changed. It is only exhausted by being experienced. You pay your past debts. Prarabdha karma is that which has begun and is actually bearing fruit. It is selected out of the mass of the sanchita karma.
Each lifetime, a certain portion of the sanchita karma, most suited for the spiritual evolution at the time, is chosen to be worked out, during the course of the lifetime. Subsequently, this Prarabdha Karma creates circumstances which we are destined to experience in our present lifetime, they also place certain limitations via our physical family, body or life circumstances we are born into, as charted in our birth chart or horoscope, collectively known as fate or destiny (determinism).
Jyotish, the Vedic Astrology and any other authentic method of Astrology, at it's best, can reveal only the Praarabdha Karma. Thus the Natal Horoscope is the Blue Print of the Karmic Energy Patterns of the Praarabdha Karma only.
Astrologically Prarabdha karma are mainly seen from 6th house - house of sufferings and debits from past birth ( 10th from 9th house), that's why it indicates 6 weaknesses which make us weak in our actions. this is main reason 6th house is seen for all sort of diseases and sufferings which cant be avoided ever in life.Where ever the 6th lord goes in Natal D1 chart that houses tells what are the good and bad results which cant be altered or cant be fixed. if 6th lord goes in 9th- Misery to father and luck will be plays a major role and person cant avoid those situations. if 6th lord goes in 11th- financial hardship will be there and some things has to face with respect to elder brothers.this way you can check where your Prarabdha Karama goes and in which life direction.
There are three kinds of Prarabdha karma: Ichha (personally desired), Anichha (without desire) and Parechha (due to others' desire). For a self-realised person, a Jivan mukta, there is no Ichha-Prarabdha but the two others, Anichha and Parechha, remain, which even a jivan mukta has to undergo.
Prarabdha' (Devanagari: प्रारब्ध) is employed in the Nada Bindu Upanishad verse 21 as follows in Devanagari for probity and as rendered in English by K. Narayanasvami Aiyar (1914)
O intelligent man, spend your life always in the knowing of the supreme bliss, enjoying the whole of your Prarabdha (that portion of past Karma now being enjoyed) without making any complaint (of it)
3. Kriyamana Karma: (10th House and its lord , Saturn) (Instant, Current Karma or "Being made" or Ready to Shoot, Trigger in your hand)
Kriyamana Karma is the daily, instant Karma created in this lifetime and that we create in our life because of our free actions.In General, This is Karma that we create in our daily life because of our thoughts, will, and actions. It refers to those which are currently in front of us to decide or act on. All the karmas which are done In our sub-conscious mind. It refers to the decisions before us to act upon.This contributes to our Future Karma in a big way. They can also be worked off immediately. These are debts that are created and worked off - i.e. for example, you park your vehicle in a 'No Parking Space', you get caught and you are fined (punished) immediately. Wrong thought leads to bad action i.e You decided to kill someone, you did it and you got punished.
(i.e. you speed on a highway and you get a ticket. Karma is created and consumed immediately in this case.)
While some Kriyamana Karmas bear fruit in the current life, others are stored for enjoying in future births. Thus the Kriyamana Karma is classified into two sub-categories: Arabdha Karma - literally, ‘begun, undertaken;’ the Karma that is ‘sprouting’-
and Anarabdha Karma - ‘not commenced; dormant’ or ‘The Seed Karma’. An example : two persons committ a theft and one of them get caught - Arabdha Karma - and the other one got away - Anarabdha Karma. The thief who got caught, immediately starts to feel the effect of the cause or the reaction to his action; he gets caught and goes to jail. The other robber who escaped, will have to experience, in this life or in a future one, the effect of this wrongful action.
Kriyamana Karama seeds lie in 10th house which indicates what we do now will reap our next birth, it indicates those actions which we choose for our next cause or birth. So always watch your 10th house and its lord to see where our next birth goes and in which direction. Malefic in 10th house or 10th lord with malefic indicates we are doing something wrong in this birth and can lead to bad next birth.
4. Agami Karma (4th House & its lord and Moon): (Future Karma)
Aagami Karma is the Karmic Map that is coming, Approaching or Future Karma: This is the Karma or the actions that are now going to be done which will give their results later in the future. Some of Agami Karmas bear fruit in the current life; others are stored for future births in the form of Sanchita Karma as a result of the merits and demerits of the present actions of your current birth. In other words, it is the portion of Karma that is created because of the actions in the present life and that will be added to your Sanchita Karma. If you fail to work off your debt, then more debts are added to Sanchita Karma and they become more Karmic Seeds and are served to you in more future lives.
Agami Karama is mainly seen for future plotting work done for next birth, which means it indicates what we wanted to do now are what i am doing right now which is actually your thought processing - your current state of mind, Moon and 4th house and its lord is seed of the Aagmi Karama. What your thought can bring you, what you do after it which is actually goes in the direction of Kiryamani Karma(10th house). So always watch your Aagmi Karama as it will become your Kiryamani Karma. Any Malefic in 4th house , 4th lord with Malefic planet or Affliction to Moon will leads to Bad Karma and accumulated bad karma for next birth and this birth.
The Sanchita Karma (as well as Prarabdha karma) are stored in Chittakash space.
Karmic account - Sanchita Karma - The Credit and Debit System
There is a huge difference in Karmic and Mundane accounts balance. Mundane accounts work on trial balance system where one has to match credit and debit account equally but in the case karmic account system we need to see a portion of karma from the sum total of accumulated karma.
In case of Karmic account (Sanchita Karma) the Credit (good karma) and Debit (bad karma) are always maintained separately. The Credit and debit never cancel (subtract from) each other (unlike a bank account). The reason to maintain both the Credit / Debit is that the soul (Jivatma) has to face consequences of each type of karma (good as well as bad) through the cycle of several births and deaths. Good Karma is used to deliver rewards, while the bad Karma balance is used to deliver the punishments, in the chain of lives that soul will go through in the future.
Since every soul (Jivatma) must face the consequences of his karma (good and bad) the balance (credit and debit) is always kept separately and never canceled against each other.
Dispensation of Karama.
According to the process of Karama theory, karmas never give their results in one go at one instance only a certain portion of karma is taken out from the accumulated karmas (sanchita karma). During this process, many of the ripe karmas including the accumulated sanchita join together with the prarabdha karama and bring one life for the body. This indicates total karma of the present life (Sum of Prabdha and Sanchit)that can be seen from the Natal chart planetary placement, Natal birth chart is nothing but only the blueprints of Sanchit and Prardbha Karama, including your both good and bad karma's we had done in many of our past life.
During the process of rebirth or reincarnation, when a soul takes or enters in a new body in mother womb, Karma is dispensed as his Prarabdha Karma. If we see deeply according to Bhagwad Geeta and Vedanta theory, The Divine Supreme Almighty plays here a major role as in dispensing the 'fruits' of Karma in any of birth we take in the physical body.Physical body Karma purpose is to exhaust our Prabraha karma's (Ripe one) so that soul can be filtered for his next journey. For his next Journey, the role of Kiryamani and aagmi karama plays a key and deciding role for the type of birth one can take.
Below mentioned Quote from Bhagwad Geeta, Chapter 3: Karma-yoga says perfectly why we cannot live a minute without doing new karma and why it is so important for the next birth and attaining perfection in our karma:
Na karmanam anarambhanNaiskarmyam puruso 'snuteNa ca sannyasanad evaSiddhim samadhigacchati
Not by merely abstaining from work can one achieve freedom from reaction, nor by renunciation alone can one attain perfection.
The Ripe karma where we are born with is called Prarabdha Karma and it is the ultimate Destiny of the soul in current life. The Good portion of the Prarabdha karma acts like rewards in current birth (including body will be have Good health, Wealth, intelligence, matching partner, good children and so on., astrologically seen from the Artha (2, 10th and 11th) and Trikonas (1,5 and 9). The bad portion of the Prarabdha karma gives us punishments in the form of Disabilities/diseases, Poverty, lack of intelligence, wrong partner, betrayal by the children and so on.(Astrologically it is seen from the strength or weakness of the 6th/6th Lord and weakness of Lagnesh (1st) and Strong 8th house/lord, More the 8th house has malefic more it give us karmic sufferings in relationships).In Natal Birth Chart Every house Speaks about the Prardbha and Sanchit karma,but more it give us clue for ripe karmas and sanchit karma is acting as a reserve karma and that can come out at any time.
The sum total account of Sanchita Karma is keep updating every moment by our own actions.
In case of higher divine souls i.e Yogis and Saints: The account of Sanchita Karma is almost 0. Their actions add very small portion of credit/debit to the total accumulated Karama (Sanchita).
Any Purified or Karmic soul (those are in the process)should have to do Karma without any attachments and getting any expectation of the fruit from karma as it never gone generate any good or bad karma even though they are doing karma in society but it will never be add up in their total karmic portion. Their Karma will act like purified Karma as it doesn't have any attachments and expectation and hence it does not add to the karmic balance for the next journey, it will be more like a Punya karma.